An alley refers to a lane behind a row of homes or separating two rows of homes. Generally used for residential access only, alleys do not usually have a high level of traffic. An alley may be paved or unpaved. Special considerations should be taken when thinking about purchasing a home in an alley. In high-crime areas, living on an alley may open you up to a greater risk of property damage and a higher homeowner's insurance premium. However, most alleys are remarkably safe and quiet. There are many benefits to living in an alley. Since most people utilize the lane only to get to their homes, it may actually be quieter than living on the main road. Homes on alleys may also have more spacious yards and garages with private alley access. Off-street parking in the alley is also a benefit and may help save on car insurance.