The Consumer Credit Counseling Service, known as the CCCS, is a nationally known, non-profit agency chartered with the goal of helping consumers out of debt. Consumers can get into debt and may need help getting out of it. For those who are in trouble, the CCCS provides counseling services to help the consumer stop creating more debt and start paying down their debt. They can counsel consumers before they file for bankruptcy. The CCCS offers education seminars for anyone who wants to get started on managing their debt and credit. When considering the purchase of a home, credit and debt plays a big part in whether a mortgage lender will consider giving a loan to a borrower. The CCCS can help the consumer deal with these credit issues beforehand. The national headquarters of the CCCS is at 8701 Georgia Avenue, Suite 507, Silver Springs, Maryland, 20910.