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304 Pearl Street 202, Providence, RI 02907

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For Sale

$240,000

1 beds • 1 baths • 921 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Apartment
    Property type

  • $260.59
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Enjoy Loft living in this stunning unit within the West End's Pearl Street Lofts. This is an affordable housing unit & therefore has important income guidelines that a qualified buyer must meet but also includes a silent second lien in the amount of $56k that does not accrue interest and is able to go towards your purchase--this means that while the purchase price is $240k the mortgage would be based upon $184k minus any additional down payment! That's amazing! Maximum allowed gross income for a single person is $62,950 or $71,950 for a two person household for this unit. Featuring original hardwood floors, soaring ceilings, brick walls & an open, sun-filled space, you'll be inspired to call this home. Upon entering the unit there is a bedroom which has been converted into a multi-use space and features a platform bed overlooking transom windows. The hallway leads to the living room/kitchen and features large windows, exposed brick, and industrial charm. Owners can utilize the rooftop common area for warmer months. Buyers can utilize additional first time home buyer programs such as Washington Trust Community Lending program for first time home buyers for an interest rate that is 2% below current rates! Or other down payment assistance programs for a smart buying opportunity. Located in a lively neighborhood, this condo puts you within easy reach of Providence s best dining, shopping & entertainment options, making it a perfect urban home base.
MLS# 1355032

Courtesy Of EXP REALTY LLC

(888) 315-3445

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Sky light
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Loft
  • Cooling System
    Central A/C
  • Exterior Type
    Brick
  • Floor Covering
    Hardwood
  • Heating System
    Forced Air
  • Roof Type
    Unknown
  • Rooms
    Bedroom, Full Bath

Map and Directions

Directions to 304 Pearl Street 202, Providence, RI 02907

Home seller CENTURY 21 Butterman & Kryston, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Butterman & Kryston, Inc.

(401) 521-9490
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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