Homebuyers who want to be matched up with the best lender often use the services of a mortgage broker in their search for financing. A mortgage broker pairs lenders with buyers who meet the financier's lending requirements. The broker does not provide the loan; however, this professional does earn a commission from any loan that results from referring applicants to the lender's services. Brokers are able to help a wide array of clients. Many people wrongly believe that they are not eligible for loans because of their credit history or incomes. However, homebuying experts urge people to consult with a mortgage broker before they give up hope of buying a house. Brokers are skilled in finding lenders that can help the most limited of clients realize their dream of owning their own home. Mortgage brokers work independently by themselves as private contractors as well as for established mortgage brokerage businesses.