The term non-recurring closing costs refers to those buying expenses that a buyer only has to deal with one time. These might include expenses like a home appraisal, credit points, the home inspection cost, title insurance and even an extensive credit report. In order to close on a home, all of these different items have to be addressed in time. Though one might need a home inspection at a later date, these costs will generally only be encountered once by a prospective home buyer. Buyers will want to consider non-recurring closing costs when they are forming a budget for their home purchase. Though these things are often overlooked, they are very important costs that any buyer will have to front if they want to go through with a purchase in all states. Once these costs are accounted for, however, the buyer will not have to worry about them in the future.