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109 S Gay Avenue, Panama City, FL 32404

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For Sale

$230,000

4 beds • 2 baths • 1 half baths • 1,794 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $128.21
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to 109 S Gay Ave! Spacious | Large Corner Lot | Move-in Ready near Tyndall AFB!This move-in ready 4 bed, 2.5 bath home sits on a large fenced corner lot with a detached garage/workshop, double carport, and plenty of room to grow, play, or park your toys. Inside, you'll find durable vinyl plank floors, new carpet, freshly painted neutral tones, and two separate living spaces, including a flex area with built-in wet bar!The galley-style kitchen features granite countertops, modern tile backsplash, and tons of storage. Step through the sliding doors to a fully screened Florida room, perfect for relaxing bug-free and overlooking your spacious backyard.Located just minutes from Tyndall Air Force Base, boat ramps, shopping, and dining. Whether you're looking for your first home or an investment opportunity, this one checks all the boxes!Let's unlock the possibilities, check this one out today!
MLS# 776410

Courtesy Of Think Real Estate

(850) 270-4200

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Patio, Wet Bar
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Lot Size
    0.28 Acres
  • Rooms
    Living Room

Map and Directions

Directions to 109 S Gay Avenue, Panama City, FL 32404

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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