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160 Swift Street, Oswego, NY 13126

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For Sale

$349,900

6 beds • 3 baths • 1,340 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Attached
    Property type

  • Newly Listed
    Time on Century 21

  • $261.12
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Perfect Oswego Investment or Owner-Occupied Gem! Discover a rare opportunity just steps from SUNY Oswego where home and income potential meet. The main house offers 5 bedrooms, 2 full bathrooms, and 2 family rooms, and has been a successful student rental with each bedroom leased individually. It s equally well-suited as a spacious family home, offering versatility and strong income-producing history. Perched above the garage is an adorable 1-bedroom apartment featuring in-unit laundry and a private deck. This cozy space has been used for short-term stays by traveling nurses and professors, and has been a high-performing Airbnb with excellent reviews and consistent bookings. Both units are full of character thoughtfully designed, warm, and inviting. Whether you re living in one or renting both, they truly feel like home. The property has been meticulously maintained and updated with new appliances, fresh carpeting, updated bathrooms, and more. It s completely move-in ready and reflects quality throughout. The possibilities here are endless: live in one home and rent the other, lease both for dual income, or customize your approach depending on your needs. With the option for owner-occupied financing, you can take advantage of lower down payments and great rates. With SUNY Oswego literally in your backyard, this unique property offers unbeatable location, comfort, and potential. A true Oswego gem that blends charm, stability, and opportunity all in one!
MLS# S1622738

Courtesy Of Home With Us Realty Group, LLC

(315) 677-7062

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Cable Ready
  • Architecture Style
    Other
  • Exterior Type
    Aluminum Siding, Vinyl Siding
  • Floor Covering
    Carpet, Hardwood, Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.38 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 160 Swift Street, Oswego, NY 13126

Home seller CENTURY 21 Galloway Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Galloway Realty

(315) 342-2111
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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