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286 N Wells Street, Panama City Beach, FL 32413

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For Sale

$600,000

4 beds • 3 baths • 2,189 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $274.10
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

ASSUMABLE 4.5% ASSUMABLE INTEREST RATE FOR QUALIFIED BUYERS...SHORT TERM RENTALS ALLOWED, FULLY FURNISHEDNO NEED TO SHOP FOR FURNITURE!!! WASHER AND DRYER TO CONVEY Beach House Gem in the Gated Community of Laguna Haven: Modern Luxury & Prime Location!** SHORT TERM RENTALS ALLOWEDWelcome to your dream coastal retreat! This stunning one-story home, built in 2022, offers a modern beach house vibe with exquisite attention to detail throughout. Boasting 4 bedrooms, 2.5 baths, and an open floor plan, this home is perfect for both relaxation and entertainment.Situated on the largest lot in the gated community of Laguna Haven subdivision, the pie-shaped fenced backyard backs up to the conservation park, ensuring privacy and tranquility with no builds behind the house. Step inside to discover the beauty of ceramic tile floors, stainless steel appliances, a stylish tile backsplash, and a screened-in back porch that invites you to unwind in the fresh outdoor air.Enjoy the convenience of low HOA fees, which include front yard maintenance, weekly trash pickup, and more. With only two homes in the neighborhood featuring this floor plan, you'll relish the exclusivity and comfort of this unique property.Indulge in the luxury of double sinks and a huge tile shower in the master bath, accented by trey ceilings in both the master bedroom and living room. The extended 2-car garage, pavered driveway, and added security alarm system further enhance the appeal of this home.For those seeking a smart investment, short-term rentals are allowed, providing a fantastic opportunity for potential income. Additionally, an assumable VA loan at 4.5% is available to active duty members or veterans, making ownership more accessible.Located less than 1 mile from the beach in the sought-after west end of Panama City Beach near Pier Park and 30A, this home combines luxury living with a prime location for the ultimate coastal lifestyle. Don't miss out on this rare find--schedule a showing today to experience beachside living at its finest!
MLS# 768859

Courtesy Of Keller Williams Success Realty

(850) 249-0313

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Patio, Ceiling Fan
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Ice Maker, Microwave, Oven, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Lot Size
    0.2 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 286 N Wells Street, Panama City Beach, FL 32413

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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