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425 Bay Shore Drive 12, Panama City Beach, FL 32407

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For Sale

$749,000

2 beds • 2 baths • 1,821 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Attached
    Property type

  • Newly Listed
    Time on Century 21

  • $411.31
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Waterfront living with luxury upgrades and unbeatable access to the Gulf! Welcome to 425 Bay Shore Drive Unit 12, where breathtaking sunrise and sunset views over St. Andrews Bay set the tone for your day--and a dedicated deep-water boat slip with a 12,000 lb lift makes getting on the water effortless.This updated 2-bedroom, 2-bath townhome features a thoughtfully designed open floor plan with engineered hardwood flooring, marble flooring, and granite in the bathrooms. The chef's kitchen is equipped with quartz countertops, a gas cooktop, double ovens, stainless steel appliances, and plenty of cabinetry. A spacious dining and living area with a gas fireplace opens to a large patio with breath-taking views of the bay--ideal for watching dolphins play or just relaxing at sunset.The master bedroom offers a well appointed ensuite with a custom glassed shower, marble flooring, and granite double vanity countertop. The guest bedroom opens to a private courtyard--perfect for morning coffee or quiet reflection. Solar shades throughout enhance energy efficiency and comfort.This intimate 12-unit community features a community pool, attached garages, and dedicated boat slips. The HOA covers water and sewer, keeping monthly costs predictable. Located just minutes from historic St. Andrews, downtown Panama City, the Navy base (NSA), Tyndall Air Force Base, and Panama City Beach, the location offers the perfect blend of peace and proximity.Whether you're looking for a low-maintenance waterfront residence, a seasonal escape, or a smart investment, this one-of-a-kind property delivers. Schedule your private showing today--this is coastal living at its finest. If measurements deemed important, please verify.
MLS# 776273

Courtesy Of Think Real Estate

(850) 270-4200

Open Houses

July

19

Saturday

In Person

Saturday, July 19, 2025

11:00AM - 1:00PM

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Patio, Ceiling Fan, Water Front
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Oven, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Roof Type
    Tile
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 425 Bay Shore Drive 12, Panama City Beach, FL 32407

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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