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92 Railroad Avenue, Montgomery, NY 12549

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For Sale

$489,000

4 beds • 2 baths • 1 half baths • 1,584 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $308.71
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Welcome to 92 Railroad Avenue, a beautifully updated 3 4 bedroom, 2.5-bath home located in the heart of the Village of Montgomery. Fully renovated in 2022, this home combines modern upgrades with classic charm and energy efficiency. The first-floor primary suite features a private full bath, offering convenient one-level living. The spacious living and dining areas flow seamlessly into a modern kitchen outfitted with stainless steel appliances and tasteful finishes. Laundry is also located on the main floor for everyday ease. Notable updates include a new, larger-capacity water heater and a high-performance sump pump, ensuring long-term reliability. Owned solar panels produce enough electricity to completely offset utility usage, resulting in zero electric bills. Upstairs you ll find three additional bedrooms that can serve as a home office, guest space, or creative studio. The backyard is large, level, and fully enclosed by a vinyl fence installed in 2023, perfect for privacy, outdoor activities, or pets. The detached garage features newly poured concrete floors, and the driveway was seal-coated in 2022 for a polished finish. Located within the Valley Central School District and Montgomery Elementary boundary, and close to parks, restaurants, shops, and major highways for easy commuting. This move-in-ready home offers comfort, efficiency, and thoughtful updates throughout.
MLS# 880295

Courtesy Of eXp Realty

(888) 276-0630

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Heating System
    Baseboard
  • Lot Size
    0.23 Acres
  • Rooms
    Basement, Kitchen, Living Room

Map and Directions

Directions to 92 Railroad Avenue, Montgomery, NY 12549

Home seller CENTURY 21 Ed & Margaret Williams Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ed & Margaret Williams Realty

(845) 778-3543
Learn More About Us

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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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