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1601 E 14th Street, Chattanooga, TN 37404

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For Sale

$475,000

5 beds • 2 baths • 2,020 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $235.15
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence-and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law suite or short-term rental opportunity, making it a perfect fit for homeowners seeking versatility or investors pursuing strong income potential. Located just minutes from the Riverfront, MLK District, and Southside, it's within walking distance of the city's best dining, shopping, and entertainment. Showcasing original brick, classic trim, and a cozy fireplace, the home retains its timeless character while delivering modern comfort through thoughtful updates. Two spacious units anchor the residence, and there's a rare opportunity to expand upward with more than 800 square feet of additional living space above the existing structure-perfect for a luxury owner's suite, rooftop retreat, or expanded income potential. Recent improvements include all-new plumbing, updated electrical panels, a new roof, new windows, and three brand-new bathrooms. With its generous layout, natural light, and versatile configuration, this newly refurbished, move-in-ready property offers both timeless appeal and turnkey convenience. Whether you're looking to live, invest, or generate rental income, 1601 E 4th Street delivers unmatched potential in one of Chattanooga's most vibrant and accessible locations. Schedule your showing today!
MLS# 1523150

Courtesy Of Keller Williams Realty Greater Downtown

(423) 664-1900

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Ceiling Fan, Cable Ready
  • Appliances
    Refrigerator, Oven, Microwave
  • Fireplace
    Fireplace
  • Floor Covering
    Linoleum, Hardwood
  • Lot Size
    0.15 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room

Map and Directions

Directions to 1601 E 14th Street, Chattanooga, TN 37404

Home seller CENTURY 21 Prestige

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Prestige

(423) 498-3200
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.