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21706 Palm Avenue, Panama City Beach, FL 32413

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For Sale

$725,000

3 beds • 2 baths • 1,470 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $493.20
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to Palm Paradise, a beautifully designed 3-bedroom, 2-bath coastal retreat nestled on the highly sought-after west end of Panama City Beach. Just a few short blocks from the sugar-white sands and emerald waters of the Gulf, this professionally decorated home is sold fully furnished and rental-ready, offering a true turnkey opportunity for those seeking a beachside escape or investment property. Built with comfort and style in mind, this charming home features luxury vinyl plank flooring throughout, bright coastal décor, and a spacious open-concept layout ideal for relaxing or entertaining. The well-equipped kitchen offers granite countertops, stainless steel appliances, and a large island, creating the perfect gathering space for friends and family. Outdoor living is just as inviting, with a fenced backyard, covered patio, and EV charging circuit in the garage for convenience and future-forward appeal. With no HOA, you'll enjoy the freedom to live or rent without restrictions an increasingly rare find in this coveted beach market. Currently on a vacation rental program producing over $60K annually, Palm Paradise offers exceptional income potential while serving as a beautiful personal retreat. About the West End of Panama City Beach Located in the peaceful Riviera Beach community, the west end of PCB is beloved for its laid-back atmosphere, quiet residential streets, and small-town charm, all just minutes from the area's most popular attractions. You'll enjoy the best of both worlds serenity by the shore with quick access to Pier Park's shopping, dining, and entertainment, and a short scenic drive to the renowned 30A communities of Walton County. Public Beach Access 87 and 88 are just blocks away, offering effortless access to some of the most beautiful beaches on the Gulf Coast. Property Highlights: - Prime west end location blocks from the beach (Access 87 & 88) - No HOA or fees - Fully furnished and professionally decorated - Open-concept living with granite countertops and LVP flooring - EV charging circuit in garage - Private fenced backyard and covered patio - Proven vacation rental with $60K+ annual income - Convenient to Pier Park and 30A - Turnkey opportunity for personal use or investment
MLS# 987837

Courtesy Of The Beach Group Properties LLC

(850) 231-9007

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Floor Covering
    Vinyl
  • Lot Size
    0.12 Acres
  • Rooms
    Great Room, Kitchen

Map and Directions

Directions to 21706 Palm Avenue, Panama City Beach, FL 32413

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.