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24 Spruce Street, Oneonta, NY 13820

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For Sale

$185,000

3 beds • 1 baths • 1,350 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $137.04
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Charming Cape Cod in a Prime Oneonta Location! Welcome to 24 Spruce Street, a lovely turnkey Cape Cod-style home that perfectly blends character, comfort, and convenience. Featuring 3 bedrooms, 1 full bath, and a 1-car detached garage with an automatic door opener, this home offers everything you need in an ideal location close to Hartwick College, SUNY Oneonta, schools, parks, and downtown amenities. Step inside to find beautiful original woodwork in the living room and stairwell, giving the home timeless warmth and charm. The kitchen provides plenty of cabinet space and the layout makes everyday living easy. Enjoy quiet mornings or evening relaxation on the lovely covered front porch, or step out back to your small, fenced yard-easy to maintain and perfect for pets. With central A/C comfort comes year-round. This home offers classic style, efficient living, and unbeatable location-making it an excellent choice for a first-time buyer, downsizer, or investor. Don't wait-schedule your showing today and see why 24 Spruce Street is the perfect place to call home!
MLS# R1649413

Courtesy Of Keller Williams Upstate New York Properties

(607) 431-2540

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Hardwood, Vinyl, Laminate
  • Heating System
    Forced Air
  • Lot Size
    0.1 Acres
  • Rooms
    Basement

Map and Directions

Directions to 24 Spruce Street, Oneonta, NY 13820

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(607) 757-2100
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.