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304 9th Street SW, Spencer, IA 51301

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For Sale

$175,000

2 beds • 2 baths • 1,040 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $168.27
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Completely Renovated & Beautifully Finished Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning second full bath, creating a private primary ensuite and convenient main-floor laundry. Enjoy the inviting three-season sunroom, perfect for relaxing or entertaining. Additional features include a new central air system, heat pump & a spacious two-car attached garage. The property also features a 12' x 16' shed for extra storage or a workshop. Located in a nice, established neighborhood, this home is move-in ready and tastefully finished throughout.
MLS# 251432

Courtesy Of EXIT Realty Midwest

(712) 336-3405

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Lot Size
    0.2 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 304 9th Street SW, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.