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309 12th Avenue W, Spencer, IA 51301

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For Sale

$125,000

3 beds • 1 baths • 2,464 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $50.73
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows and wood floors create a warm, inviting feel. The bedrooms feature original hardwood floors, giving each space a sense of authenticity and style that s hard to find in newer builds. An enclosed front porch adds a bonus area for morning coffee or relaxed evenings, while the attached two-stall garage keeps life convenient year-round. The lower level includes an additional shower and offers potential to finish for extra living space or even an additional bathroom, giving flexibility to grow as your needs change. Set on a generous lot with mature trees, this property offers a comfortable lifestyle in a friendly Spencer neighborhood, close to parks, schools, and local amenities.
MLS# 251411

Courtesy Of Hometown Realty

(712) 260-5711

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block, Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.21 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 309 12th Avenue W, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.