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4-12 Court Street, Mt Sterling, KY 40353

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For Sale

$550,000

4,196 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • $131.08
    Price per square foot

Explore this Property

This well-maintained collection of mixed-use properties in the heart of downtown Mt. Sterling offers an excellent opportunity for investors seeking steady income and long-term growth. Together, these buildings feature a mix of commercial and residential spaces, a strong rental history, and plenty of potential for future expansion. 4-8 Court Street: The main level includes two established commercial tenants, offering consistent occupancy and stability. Upstairs, you'll find two 1-bedroom, 1-bath apartments (Units 6A & 6B) that were updated in 2022. Both feature modern finishes, efficient layouts, and comfortable living spaces that rent easily. A spiral staircase connects Unit 6B to the office below (Unit 8) and could easily be reopened, providing flexible space use and additional configuration potential. With its ideal blend of commercial and residential units, this property delivers reliable performance and excellent long-term value in a thriving downtown location. Just steps away, 10-12 Court St, this property adds even more income-producing potential to the portfolio. The main level is leased through December 2026, offering dependable, long-term income. The upstairs space includes a full kitchen and full bath, making it well-suited for residential conversion or office expansion, while the main level features a half bath for tenant and client use. With its prime visibility, stable tenancy, and untapped potential upstairs, this building provides both immediate returns and room to grow.
MLS# 25505250

Courtesy Of The Agency INC

(859) 285-0614

Property Features

  • Lot Size
    0.06 Acres

Map and Directions

Directions to 4-12 Court Street, Mt Sterling, KY 40353

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(502) 557-8600
Learn More About Us

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.