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412 S 31st Street, St Joseph, MO 64501

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For Sale

$164,900

3 beds • 1 baths • 1,369 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $120.45
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Charming and move-in ready - filled with character, natural light, and thoughtful updates throughout. This inviting home welcomes you with a spacious living room featuring built-ins and a decorative fireplace, flowing effortlessly into a formal dining room with a large picture window. The updated eat-in kitchen offers plenty of cabinet space, a generous pantry, stainless steel appliances, and direct access to a brand-new back deck - perfect for morning coffee or evening relaxation. Main floor laundry adds convenience, while the finished basement expands your living options with a large rec room anchored by an electric fireplace. An additional room in the basement makes an ideal home office, workout space, or hobby room. Three comfortable bedrooms and a refreshed full bathroom complete the main level. Parking and storage are a dream. This home includes a 2-car tandem garage plus an additional garage stall, all located in the basement. All the work has been done - updates throughout include roof, flooring, paint, lighting, kitchen finishes, and more, so you can simply move in and enjoy.
MLS# 2585097

Courtesy Of RE/MAX PROFESSIONALS

(816) 233-2300

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.11 Acres
  • Rooms
    Basement, Living Room, Workshop

Map and Directions

Directions to 412 S 31st Street, St Joseph, MO 64501

Home seller CENTURY 21 Crossroads

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Crossroads

(816) 632-4884
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.