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509 13th Street, Spirit Lake, IA 51360

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For Sale

$399,000

4 beds • 1 baths • 3,128 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $127.56
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to Easy Living in the Heart of Spirit Lake! This nicely updated 4-bedroom, 3-bath home offers the perfect blend of comfort, space, and location! You will love being close to East Okoboji Lake, downtown Spirit Lake and just a short distance from the Splash Pad at Memorial Park and Gilbert Park. Step inside to an open-concept layout that s perfect for entertaining. The kitchen and living room flow easily to the deck, where you can relax, grill under the covered station and enjoy peaceful views of East Okoboji Lake. The primary suite includes a private full bath and the main-floor laundry adds extra convenience. Downstairs, the completely finished lower level (2023) offers a whole new living space - cozy bedrooms, stylish barnwood wainscoting accents, and epoxy floors that make cleaning a breeze. The lower level is perfect for your guests, offering them privacy and comfort. There is plenty of flexible space to make it your own. Need storage or workspace? This property delivers! You will find an oversized attached garage (22x32) plus a heated workshop (24x30) with insulated 12 walls, a concrete floor and a floor drain plenty of room for projects, vehicles or lake toys. With its great layout, lake views, and ideal location, this home checks all the boxes for anyone who wants space to spread out while staying close to everything in Spirit Lake. Come take a look!
MLS# 251354

Courtesy Of EXIT Realty Midwest

(712) 336-3405

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Deck, Ceiling Fan
  • Appliances
    Dishwasher, Garbage Disposer, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.24 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 509 13th Street, Spirit Lake, IA 51360

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.