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540 4th Street, Chipley, FL 32428

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For Sale

$145,000

3 beds • 1 baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1972
    Year built

Explore this Property

MORE PHOTOS COMING SOONExceptional find in downtown Chipley on a Generous Lot!Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates!With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round.Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.
MLS# 779075

Listed By CENTURY 21 Commander Realty, Inc.

Property Features

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Map and Directions

Directions to 540 4th Street, Chipley, FL 32428

Home seller Meet the Agent,
Tonia Hathaway

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Tonia Hathaway

of CENTURY 21 Commander Realty, Inc.

License: 3604633
(850) 415-2806
Learn More About Me

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.