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6 Smith Terrace, Lloyd, NY 12528

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For Sale

$434,900

4 beds • 3 baths • 1,728 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $251.68
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Amenities

Explore this Property

Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy, and the updated bathroom include a spa-like retreat with a double vanity and soaking tub. The kitchen features sleek black cabinetry, butcher block countertop, newer stainless-steel appliances (2023), and open shelving that creates a bright, inviting atmosphere. Just off the kitchen, the dining area is framed by oversized windows and sliding glass doors that open to the yard, filling the space with natural light and scenic views. This home offers unique versatility with a one-bedroom accessory apartment with a private entrance that includes its own living area and private deck. Whether used as a short or long-term rental, or a comfortable space for extended stays, it adds incredible value and potential. Outdoor living is equally appealing, with an expansive front deck, multiple seating areas, and mountain views to enjoy year-round. The backyard offers room to relax, and the benefit of french drains for easy maintenance. Set within the sought-after Highland Central School District, this home is conveniently located near shopping, dining, and recreation. Residents enjoy quick access to local favorites such as the Hudson Valley Rail Trail, Minnewaska State Park and the Walkway Over the Hudson. All of this places you just minutes from the best of the Hudson Valley's vibrant culture, restaurants, and outdoor adventures. This home is move in ready with minor repairs needed, and the seller is open to offering concessions at closing.
MLS# 20255064

Courtesy Of exp Realty

(888) 276-0630

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Basement
  • Appliances
    Washer, Refrigerator, Oven, Dryer, Dishwasher
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Wood, Tile
  • Heating System
    Baseboard
  • Lot Size
    0.35 Acres
  • Roof Type
    Asphalt
  • Rooms
    Laundry Room

Map and Directions

Directions to 6 Smith Terrace, Lloyd, NY 12528

Home seller CENTURY 21 Alliance Realty Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Alliance Realty Group

(845) 255-6163
Learn More About Us

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.