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630 Nw 34th Street, Gainesville, FL 32607

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For Sale

$340,000

4 beds • 3 baths • 1,841 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $184.68
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Wouldn't you love a charming Gainesville Home with Dual-Income Potential Near UF! This versatile and beautifully maintained Gainesville property offers the perfect blend of comfort, charm, and income potential just minutes from the University of Florida! The main home features three spacious bedrooms and two full baths, highlighted by a warm, wood-burning fireplace and a bright, open living area. The updated eat-in kitchen shines with granite countertops, ample cabinetry, and a gas range, ideal for everyday cooking or entertaining guests. Attached is a fully equipped efficiency apartment a smart addition for dual rental income or owner-occupancy flexibility. With exposed beams, a full kitchen, private laundry, separate hot water heater, and private entrance, this space is perfect for long-term tenants, students, or short-term Airbnb guests. Both the main home and efficiency have their own washer and dryer, providing convenience and privacy for separate living arrangements. Recent updates include a newer roof (2021), newer HVAC (2022) and plumbing & electrical all updated in 2015, ensuring peace of mind for years to come. Step outside to enjoy the lush, green backyard, complete with a large covered back porch and a screened side porch perfect for morning coffee, grilling, or relaxing in the shade. There s also an attached lockable storage room for bikes and outdoor gear, plus ample parking and a one-car carport. Located steps from Loblolly Woods Nature Park and Hogtown Creek, and just a quick RTS bus ride, bike ride or scooter ride to UF, this property offers the ideal setup for students, Gator fans who want a place to stay while in town for the game, or investors alike. Whether you want to live in one unit and rent the other, or leverage both for double rental income, this home delivers flexibility and value rarely found so close to campus. This is the Ideal home for a DSCR loan! What is that, you ask?! Debt Service Coverage Ratio loan it s a type of real estate investment loan that s based on the income the property generates, not the borrower s personal income. Buy your first of many investments or add one to your portfolio today!
MLS# GC534777

Courtesy Of Rabell Realty Group, LLC

(352) 559-8820

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Laminate, Tile
  • Lot Size
    0.24 Acres
  • Rooms
    Great Room, Kitchen

Map and Directions

Directions to 630 Nw 34th Street, Gainesville, FL 32607

Home seller CENTURY 21 Lighthouse Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Lighthouse Realty

(904) 562-5652
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.