Skip to main content
Back to Search Results
|

646 Emerald Lane, Fort Walton Beach, FL 32547

Show All 35 Photos
For Sale

$269,900

3 beds • 2 baths • 1,246 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Attached
    Property type

  • $216.61
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Beautifully Updated & Move-In Ready Home in Emerald Gardens! This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home. The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite with a quartz countertop vanity. Upstairs, you'll find another bedroom, an open loft area, and a full bath perfect for guests or a home office. Washer and dryer convey with the sale for added convenience. Located in the highly sought-after Emerald Gardens community, homeowners enjoy a low-maintenance lifestyle with HOA coverage for front yard care, common areas, the community pool, roof, pest control, pressure washing, and exterior paint. Boat and RV parking are available on a first-come, first-served basis, and the sparkling community pool is just a short walk from your front door. Ideally situated in the heart of Fort Walton Beach, this home offers easy access to shopping, dining, the beautiful Emerald Coast beaches, and both Eglin and Hurlburt Field military bases.
MLS# 987495

Courtesy Of LPT Realty LLC

(877) 366-2213

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Patio
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Tile, Vinyl
  • Lot Size
    0.04 Acres
  • Rooms
    Kitchen, Living Room, Loft

Map and Directions

Directions to 646 Emerald Lane, Fort Walton Beach, FL 32547

Home seller CENTURY 21 Wimco Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Wimco Realty, Inc.

(850) 664-2100
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.