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85 E Morgan Street, Spencer, IN 47460

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For Sale

$189,000

2 beds • 2 baths • 1,173 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $161.13
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to 85 E Morgan Street! A charming and well-maintained home in the heart of Spencer! You'll love the inviting covered front porch and the beautifully landscaped yard, offering great curb appeal in an unbeatable location just seconds from Highway 231. Inside, this home blends timeless character with thoughtful updates, featuring original hardwood floors, a wood-burning fireplace with gas hookup, and custom built-in cabinets that add both charm and function. The updated full bathroom, new windows, new roof and gutters, freshly poured concrete, and new water heater with sump pump ensure peace of mind for years to come. The kitchen includes a pantry, and all appliances are included. The master bedroom features two closets, and there's attic access plus a full unfinished basement providing plenty of storage or potential for expansion. Zoned for business or residential use, this versatile property offers countless possibilities, whether you're looking for a home, office, or investment in a prime Spencer location!
MLS# 22072990

Courtesy Of RE/MAX Cornerstone

(765) 653-7070

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Microwave
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick
  • Lot Size
    0.11 Acres
  • Rooms
    Basement, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 85 E Morgan Street, Spencer, IN 47460

Home seller CENTURY 21 Scheetz

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Scheetz

(812) 336-2100
Learn More About Us

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Monthly Payment Breakdown

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  • Property Taxes
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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 MIBOR Service Corporation. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.