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86 W Oneida Street, Oswego, NY 13126

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For Sale
Price Reduced

$150,000

4 beds • 2 baths • 2 half baths • 3,033 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1970
    Year built

  • $49.46
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This beautifully updated home blends character with modern conveniences and offers flexibility to fit your lifestyle. Inside you will find recently renovated kitchen and bathroom with new appliances. Upstairs you'll find additional finished space that can be used in so many ways-set it up as an in-law suite, create a short-term rental for extra income, or easily combine it with the main living area to expand your primary home. This home has 3 bedrooms downstairs with an additional bonus room and 1 bedroom apartment upstairs. Downstairs you will see Conveniently located close to the bus route and walk-able to downtown, you'll love the easy access to shops, dining, and everyday amenities. Plus, the property includes a garage and off-street parking-rare features that add everyday convenience. With its cozy layout, fresh updates, and versatile options, this home is a rare find that's ready to meet your needs today and grow with you tomorrow.
MLS# S1637716

Listed By CENTURY 21 Galloway Realty

Property Features

  • Age
    Over 50 Years Old
  • Basement
    Full
  • Garage Count
    1 Car Garage
  • Lot Size
    0.04 Acres
  • Style
    Other Style

Map and Directions

Directions to 86 W Oneida Street, Oswego, NY 13126

Home seller Meet the Agent,
Caitlin Gilkey

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Caitlin Gilkey

of CENTURY 21 Galloway Realty

(315) 591-3129
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.