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97 Ocean Avenue, Bay Shore, NY 11706

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For Sale

$899,900

2 beds • 2 baths • 1,445 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $622.77
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Exceptional Waterfront Home with 8 Rentable Boat Slips! Experience waterfront living at its finest in this impeccably maintained two-bedroom, two-bath home, perfectly situated on a serene waterfront setting. Thoughtfully updated throughout, this residence features a three-year-old roof, Andersen windows, wood burning fireplace (w/gas hookup if you want to convert), two-zone oil heat, central air conditioning, and a generator hookup, ensuring year-round comfort and peace of mind. The interior blends timeless coastal style with modern convenience, highlighted by an open-concept layout, 12x10 office/den, custom kitchen with all new appliances, double oven & wine cooler, and expansive water views from multiple vantage points. Outdoors you will find 120' of docking with power and water, along with 8 legal boat slips an exceptional amenity for boating enthusiasts or investors alike. Each slip is separately metered and fully C/O d. Also included is a Boat House/Shed with half bath & 2 sheds with electric & water. Inground sprinklers, electric skylight, alarm, large pull down attic, & outdoor cameras surrounding property are just some more items that make this home so special. Solar power pays the electric bill!! With flood insurance currently at $2,700 annually, this property offers an outstanding combination of lifestyle, value, and investment opportunity. Whether used as a year-round residence, a weekend retreat, or a waterfront income property, this exceptional home delivers the best of Long Island s coastal living.
MLS# 922735

Courtesy Of Eric G. Ramsay Jr. Associate LLC

(631) 665-1500

Open Houses

November

9

Sunday

In Person

Sunday, November 9, 2025

11:00AM - 1:00PM

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Water Front
  • Appliances
    Dryer
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Lot Size
    0.33 Acres

Map and Directions

Directions to 97 Ocean Avenue, Bay Shore, NY 11706

Home seller CENTURY 21 AA Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AA Realty

(631) 226-5995
Learn More About Us

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Monthly Payment Breakdown

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† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.