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985 Fern Ave, Imperial Beach, CA 91932

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For Sale

$850,000

4 beds • 2 baths • 1,632 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • $520.83
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

FULLY ASSUMABLE LOAN AT 4.25% FOR ALL BUYERS Coastal charm meets investment potential on this spacious corner lot in Imperial Beach. This single-level home offers a permitted 3BR/1BA layout plus a versatile bonus suite from the former garage - complete with its own entrance, bedroom, bath, and living/sleep space. Ideal for guests, multigenerational living, or rental income. The outdoor area was expanded via a city-approved fence encroachment. The oversized yard is a private retreat with a new concrete lounge and fire pit - great for entertaining or relaxing. Wide frontage and lot design make future planning straightforward, with potential for an ADU and JADU under Imperial Beach's pre-approved program (buyer to verify). A whole-home water filtration and softener system protects plumbing, fixtures, and appliances, and conveys with sale. Enjoy the laid-back lifestyle minutes from Seacoast Drive and the beach. The coast hosts the SDGirls Run Club and offers surf at IB Pier, plus ice cream shops, beachside cafes, lively indoor/outdoor bars, a dog-friendly beach, and ocean sunsets. Stroll to the monthly Farmers Market at Veterans Park, with playgrounds, picnic space, a soccer field, and the Imperial Beach Library. Or explore the remodeled Egger-South Bay Park and the Bayshore Bikeway - both within walking distance. Off-street parking for two plus abundant street parking. Best of all, an ASSUMABLE LOW-RATE LOAN can reduce monthly payments - unlocking coastal living with growth potential now and for years to come.
MLS# 250042728

Courtesy Of Ktesius Realty Corporation

(858) 243-3545

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Lot Size
    0.14 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 985 Fern Ave, Imperial Beach, CA 91932

Home seller CENTURY 21 Affiliated

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CENTURY 21 Affiliated

(619) 593-4300
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Monthly Payment Breakdown

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.