An acceleration clause is the provision included in a loan agreement that allows the lender to demand payment in full. Ultimately, the remaining balance of the loan is accelerated and is due at the time the lender enforces this provision. The acceleration clause may be enforced if the borrower failed to make one or more mortgage payments. Ultimately, any occurrence that may increase the risk of the loan may initiate an acceleration of payments. Borrowers can prevent this from happening by paying the monthly payments promptly and consistently. The specific scenarios in which a borrower may face payment acceleration is described within the language of the loan agreement. When borrowers are subjected to the acceleration clause, they may consider negotiating with the lender to possibly come to an agreement on another method of repayment.