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550 N Center St, South Elgin, IL 60177

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For Sale
Price Reduced

$399,000

5 beds • 2 baths • 1 half baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1959
    Year built

  • Over 50 Years Old
    Age

  • 1 Car Garage
    Garage Count

Explore this Property

EXCEPTIONAL RIVERFRONT PROPERTY OFFERING APPROXIMATELY 100 FEET OF PRIVATE FOX RIVER FRONTAGE ~ SITS ON A RARE DOUBLE LOT WITH TWO PINS - A UNIQUE AND VALUABLE OPPORTUNITY ~ SPACIOUS 5-BEDROOM, 2.5-BATH RESIDENCE DESIGNED FOR EFFORTLESS WATERFRONT LIVING ~ PRIVATE ON-SITE BOAT LAUNCH-IDEAL FOR BOATING ENTHUSIASTS AND YEAR-ROUND WATER RECREATION ~ EXPANSIVE LIVING ROOM WITH FULL RIVER VIEWS AND DIRECT ACCESS TO A LARGE ENTERTAINING DECK ~ FRONT-ROW VANTAGE POINT FOR THE SPECTACULAR ANNUAL 4TH OF JULY FIREWORKS ACROSS THE RIVER ~ GOURMET KITCHEN WITH NEWER STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS, AND CUSTOM GRANITE & GLASS BACKSPLASH ~ FIRST-FLOOR MASTER SUITE OFFERING PRIVACY AND STUNNING RIVER VISTAS ~ FOUR ADDITIONAL BEDROOMS PROVIDE AMPLE SPACE FOR FAMILY AND GUESTS ~ SEAMLESS INDOOR-OUTDOOR LIVING - PERFECT FOR ENTERTAINING, RELAXING, AND ENJOYING BREATHTAKING RIVER VIEWS ~ A RARE OPPORTUNITY TO OWN AN EXTRAORDINARY RIVERFRONT LIFESTYLE PROPERTY WITH UNPARALLELED VIEWS AND PRIVATE AMENITIES~PLENTY OF ROOM FOR 5+ CARS.
MLS# 12405026

Listed By CENTURY 21 New Heritage

Property Features

  • Age
    Over 50 Years Old
  • Area Amenities
    Aquatic Activities, Boating, Area Boat Dock, Area Boat Ramp
  • Basement
    Crawl Space
  • Bath Features
    Stall Shower, Tub and Shower
  • Body of Water
    River
  • Cooling
    A/C, Wall Unit A/C, Window A/C
  • Exterior
    Dock, Storage Shed, Dock Rights, Fire Pit
  • Exterior Description
    Cedar Siding, Vinyl Siding
  • Exterior Living Space
    Deck
  • Flooring
    Mixed, Wall to Wall Carpet, Laminate
  • Garage Count
    1 Car Garage
  • Garage Description
    Detached Garage
  • General
    Ceiling Fan(s), Window Treatments
  • Heating - Fuel Type
    Gas, Other
  • Heating Type
    Baseboard, Multi-Zone Heat
  • Interior
    Blinds
  • Kitchen Features
    Gourmet Kitchen, Breakfast Bar
  • Location
    Riverfront
  • Lot Size
    Under 1/2 Acre
  • Pre-Wiring
    Garage Door
  • Roof
    Asphalt / Fiberglass
  • Sewer
    Public
  • Style
    2 Story
  • Views
    Scenic, Water, Lake & Stream
  • Water
    Municipal Water

Map and Directions

Directions to 550 N Center St, South Elgin, IL 60177

Home seller Meet the Agent,
Lora Mahnke

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Lora Mahnke

of CENTURY 21 New Heritage

(847) 987-3956
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Room Dimensions

  • Living Room
    19 ft x 25 ft
  • Dining Room
    9 ft x 10 ft
  • Kitchen
    11 ft x 13 ft
  • Family Room
    13 ft x 13 ft
  • Laundry
    10 ft x 13 ft
  • Master Bedroom
    10 ft x 21 ft
  • 2nd Bedroom
    11 ft x 13 ft
  • 3rd Bedroom
    10 ft x 12 ft
  • 4th Bedroom
    10 ft x 12 ft
  • 5th Bedroom
    10 ft x 12 ft

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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