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106 Cedar Street, Spindale, NC 28160

For Sale
Sale Pending

$159,900

2 beds • 1 baths • 872 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $183.37
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Back on the Market - No Fault of the Seller Buyer financing fell through, but that just opened the door for you. This home appraised over asking price, making it a smart buy from the start. USDA loan approved, termite inspections done, and the seller has been nothing but responsive. It's turnkey and ready for a clean, confident closing. Tucked in the heart of Spindale, this charming 2-bedroom, 1-bath cottage sits on a manageable .23-acre lot with a fully fenced backyard. Stainless steel appliances, a double kitchen sink overlooking the yard, and a cozy living room with a decorative fireplace bring comfort and style together. Neutral tones make it feel fresh but still homey. Relax on the covered front porch, grow a garden out back, or stroll to local shops, restaurants, and the scenic Rail Trail just minutes away. Gravel driveway provides off-street parking. Ideal for first-time buyers, downsizers, or investors looking for a low-maintenance home. This one's ready. Are you?
MLS# 4269674

Courtesy Of Journey Realty LLC

(828) 395-2222

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher
  • Lot Size
    0.23 Acres
  • Rooms
    Laundry Room

Map and Directions

Directions to 106 Cedar Street, Spindale, NC 28160

Home seller CENTURY 21 Mountain Lifestyles

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Mountain Lifestyles

(828) 692-8275
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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