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107 4th Street, Saratoga, NY 12866

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For Sale

$425,000

2 beds • 1 baths • 912 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $466.01
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

It's not every day you find a home this charming, this close to Saratoga Lake, and at this price! Tucked on a quiet street with deeded water access and dock slip - just minutes from all the fun of Saratoga Lake and downtown. A dedicated spot is available on the dock for homeowners. This cozy year round cottage is a total gem. Inside, you'll find an updated kitchen, bright sunroom, and darling front porch that feels like the perfect spot for your morning coffee. Whether you're looking for a low maintenance full time home or a weekend retreat, this one offers location, style, and simplicity that's hard to beat.
MLS# 202522284

Courtesy Of KW Platform

15182816808

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Cottage
  • Exterior Type
    Vinyl Siding
  • Heating System
    Baseboard
  • Lot Size
    0.06 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 107 4th Street, Saratoga, NY 12866

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(800) 844-7653
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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