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109 James Drive, Belmont, NC 28012

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For Sale

$519,000

3 beds • 3 baths • 2,842 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $182.62
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Discover comfort, space, and versatility in this expansive home perfectly situated on a beautiful 1-acre corner lot. The main level offers 3 bedrooms, a bright and inviting living area, and a roomy eat-in kitchen-ideal for casual meals or entertaining. A two-car attached garage provides convenience and extra storage. The fully finished basement expands your options with multiple rooms and a full bathroom-perfect for creating an entertainment zone, hobby space, home office, or even a private guest suite. Two of the rooms have been used as bedrooms (one with an en suite bath); while septic permits 3 bedrooms, these versatile rooms offer endless flexibility for your lifestyle needs. Enjoy the best of Belmont living with nearby restaurants, shops, and parks, plus easy access to the scenic Catawba River, Lake Wylie, and Daniel Stowe Botanical Garden. Adventure seekers will love being just a short drive from the U.S. National Whitewater Center. A new roof was installed the week of 8/8/25.
MLS# 4290744

Courtesy Of Coldwell Banker United, Realtors of Charlotte, NC

(704) 541-5111

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Basement
  • Appliances
    Dishwasher
  • Lot Size
    1.03 Acres
  • Rooms
    Basement

Map and Directions

Directions to 109 James Drive, Belmont, NC 28012

Home seller CENTURY 21 Town & Country Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Town & Country Realty

(704) 735-1425
Learn More About Us

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Monthly Payment Breakdown

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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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