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110-114 Pine Ridge Road, Otsego, NY 13326

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For Sale

$589,000

3 beds • 2 baths • 1,668 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $353.12
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

PRIVATE WITH LAKE RIGHTS! Just 6 miles from Cooperstown, this unique 3-bedroom, 2-bath chalet overlooks Otsego Lake and sits on 0.93 acres. The property includes a detached 3-bay, 2-story garage with its own septic, electric, balcony with lake views, and a separate tax parcel (#69.44-1-2.00) on 0.62 acres. Above the garage is an unfinished 1 2 bedroom apartment perfect for future rental or guest space. Originally a 1940s camp, the main house has been expanded over the years and now features multiple levels of living space and ample storage. The spacious eat-in kitchen steps down into a cozy living room with a wood-burning fireplace that efficiently heats the home, supplemented by electric baseboard heat. The primary suite includes a private bathroom, balcony, and a spiral staircase leading to the first floor. Two additional bedrooms and a family room provide flexible living space. Outside, you'll find a large lower lawn area along State Hwy 80 (0.32 acres) perfect for storing lake gear. The shed includes a caged section ideal for pets, chickens, or equipment. Plenty of parking! Deeded lake rights to Otsego Lake are just a short walk away! Live in one unit and rent the other, or turn both into income-producing properties with minimal effort. Additional lots are available for purchase.
MLS# R1603205

Courtesy Of Keller Williams Upstate New York Properties

(607) 431-2540

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Patio, Water Front
  • Appliances
    Oven, Range, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Heating System
    Baseboard
  • Lot Size
    0.93 Acres
  • Roof Type
    Asphalt
  • View Type
    Water

Map and Directions

Directions to 110-114 Pine Ridge Road, Otsego, NY 13326

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† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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