Skip to main content
Back to Search Results
|

110-114 Pine Ridge Road, Otsego, NY 13326

Show All 50 Photos
For Sale

$589,000

4 beds • 3 baths • 1,668 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Attached
    Property type

  • $353.12
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

PRIVATE WITH LAKE RIGHTS & EXCELLENT RENTAL POTENTIAL! Just 6 miles from Cooperstown, this unique property offers incredible investment opportunities with multiple living spaces and lake access. The main 3-bedroom, 2-bath chalet overlooks Otsego Lake and sits on 0.93 acres, while the detached 3-bay, 2-story garage includes an unfinished 1 2 bedroom apartment above ideal for a rental unit or guest quarters. The garage has its own septic, electric, balcony with lake views, and a separate tax parcel (#69.44-1-2.00) on 0.62 acres. The main house, originally a 1940s camp, has been thoughtfully expanded over the years and now features multi-level living with ample storage. The spacious eat-in kitchen steps down to a cozy living room with a wood-burning fireplace that effectively heats the home, supported by electric baseboard heat. The primary suite includes a private bathroom, balcony, and spiral staircase to the first floor. Two additional bedrooms and a family room offer flexible living space for tenants or extended family. The lower lawn along State Hwy 80 (0.32 acres) provides easy access and extra space perfect for storing lake gear or expanding outdoor amenities. A shed with a caged area is ideal for pets, chickens, or equipment. Plenty of parking available for residents and guests. Deeded lake rights to Otsego Lake are just a short walk away! Live in one unit and rent the other or develop both as income-producing rentals. Additional lots are also available for purchase, offering even more potential.
MLS# R1603209

Courtesy Of Keller Williams Upstate New York Properties

(607) 431-2540

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Patio, Water Front
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Heating System
    Baseboard
  • Lot Size
    0.93 Acres
  • Roof Type
    Asphalt
  • View Type
    Water

Map and Directions

Directions to 110-114 Pine Ridge Road, Otsego, NY 13326

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(607) 757-2100
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Loading