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115 Spruce St, Oneonta, NY 13820

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For Sale

$259,900

4 beds • 2 baths • 1 half baths • 1,764 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $147.34
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

LOCATION, LOCATION, LOCATION!!! Nestled at the very end of Spruce Street right next to Wilber Park & walking distance to downtown or the High School sits this IMMACULATE GEM! One the outside you will find a private fenced in backyard, shed, LARGE BACK DECK, FRONT ENCLOSED PORCH (NEW 2024), and great blacktop driveway (FRESHLY SEALED 2025). Inside on the first floor you will find a living room w/beautiful hardwood floors & woodstove, an office/sitting room, FIRST FLOOR BEDROOM W/HALF BATH, dining room, & kitchen W/UPDATED APPLIANCES (NEW 2025)! On the second floor you will find a HUGE UPDATED FULL BATH and three additional bedrooms. To top this all off as a MAJOR BONUS there is a FULLY FINISHED ATTIC W/ADDITIONAL FULL BATH that could easily be a master suite, mancave, or whatever you could imagine. With this LOCATION, BEAUTIFUL HARDWOOD FLOORS, FULLY UPDATED, NEAR EVERYTHING ONEONTA HAS TO OFFER - This is an opportunity that doesn't come around often ... don't hesitate!
MLS# 11565258

Courtesy Of BENSON AGENCY REAL ESTATE LLC

(607) 432-4391

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Tile
  • Heating System
    Baseboard
  • Lot Size
    0.12 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement, Den, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 115 Spruce St, Oneonta, NY 13820

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(607) 757-2100
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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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