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122 Cottage Street, Middletown, NY 10940

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For Sale

$279,900

2 beds • 1 baths • 1,201 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $233.06
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Your First Single-Family Home Where Independence Begins | Middletown, NY There s a moment when you realize: it s time to stop paying someone else s mortgage and start building something of your own. This 2-bedroom, 1-bath single-family home in Middletown, NY is that moment in the making a chance to own land, space, and freedom, with no shared walls or noisy neighbors above or below you. Just you, your home, and your future. Why rent another apartment when you can take this powerful step into true homeownership? With municipal water and sewer, low-maintenance systems, and a manageable footprint, this home offers a simple foundation to begin personalizing, upgrading, and investing in yourself not a landlord. Inside, the layout offers comfortable, functional spaces ready for your vision. The sunlit living area, efficient kitchen, and classic full bath are move-in ready, with just a bit of TLC needed to truly make it your own. Both bedrooms provide cozy retreats, whether for rest, work, or creativity. And the real bonus? Your own private back deck a space to relax, garden, grill, or just breathe. That s the beauty of owning a single-family home: you set the rules. You call the shots. You own the experience. Step outside and enjoy proximity to everything shops, restaurants, schools, parks, and local conveniences. Downtown Middletown is full of life, and Fancher-Davidge Park is nearby for when you need space to recharge. For commuters, NYC is just about 70 miles away, with easy access to major highways and transit options. ? No HOA, no shared walls just your own space ? Municipal water/sewer ? Great investment alternative to renting ? Walkable location close to everything This isn t just a house. It s your first stake in the ground. A way to say: I m ready. I m moving forward. I m building a future on my own terms.
MLS# H6336155

Courtesy Of Keller Williams Hudson Valley Realty

(845) 610-6065

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    New Traditional
  • Exterior Type
    Wood Siding
  • Floor Covering
    Wood
  • Lot Size
    0.05 Acres
  • Rooms
    Basement

Map and Directions

Directions to 122 Cottage Street, Middletown, NY 10940

Home seller CENTURY 21 AA Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AA Realty

(631) 226-5995
Learn More About Us

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Monthly Payment Breakdown

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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