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12712 96th Street NE, Otsego, MN 55330

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For Sale

$1,000,000

5 beds • 3 baths • 1 half baths • 4,273 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $234.03
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Welcome Home to this extraordinary two-story acreage home nestled on the banks of the Mississippi River in one of the area s most sought after private neighborhoods. Situated on a beautifully maintained 1-acre private lot with sweeping river views, this 5-bedroom, 4-bathroom home offers a perfect blend of luxury and comfort. Step inside and discover a stunning chef s kitchen, office, formal dining room, and a 3-season porch overlooking the river. Maple flooring throughout the main level. The spacious upper level includes brand new carpet flowing through the loft and 4 bedrooms; including an amazing primary featuring a huge walk-in closet and private full bathroom with a walk-in tile shower and soaking tub. The finished walkout lower level is the ultimate entertaining space with a wet bar, rec space, bedroom, 3/4 bathroom, large storage area, kitchenette, and ample storage. If that wasn't enough, this home boasts an incredible garage setup: an attached 4-car heated garage with rear overhead access and a massive 30' x 50' detached garage with a 14' x 14' door perfect for your RV or hobby space. Both roofs were replaced in 2024, and the front exterior was freshly painted in 2025. Enjoy the peace and quiet of this private HOA-maintained community featuring all 1 acre lots, 50% open green space, and no remaining buildable lots. See supplements for a map of the river and islands providing opportunities to bow hunt and fish at your leisure. Exceptional opportunity to own a legacy property along the Mississippi with unmatched quality, comfort, and space to grow.
MLS# 6754619

Courtesy Of Keller Williams Classic Realty Northwest

(763) 657-4444

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Water Front
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Heating System
    Forced Air
  • Lot Size
    1 Acres

Map and Directions

Directions to 12712 96th Street NE, Otsego, MN 55330

Home seller CENTURY 21 Moline Realty, Inc

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Moline Realty, Inc

(763) 689-3593
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Regional Multiple Listing Service of Minnesota [NorthStarMLS]. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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