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128 Circular Street, Saratoga Springs, NY 12866

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For Sale

$1,300,000

7 beds • 4 baths • 1 half baths • 6,914 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • Newly Listed
    Time on Century 21

  • $188.02
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

*OPEN HOUSE 7/19/25 4pm-6pm*** Exceptional opportunity to own a legal 4-family property in one of Saratoga Springs' most sought-after locations just two blocks from Broadway in the heart of the historic district. Whether you're looking to live in one unit and rent the rest, or fully embrace the role of landlord, this property offers strong income now and even greater potential ahead. Bonus spaces include three additional rooms on the 2nd and 3rd floors, plus a carriage house ideal for conversion or expansion with proper approvals. Some code-related clean-up is needed, but the value and location are undeniable. Owner financing available with $250K minimum down. A classic Saratoga investment that checks all the boxes for location, income, and long-term upside.
MLS# 202521535

Courtesy Of KW Platform

15182816808

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch
  • Architecture Style
    New Traditional
  • Exterior Type
    Block, Stone
  • Floor Covering
    Carpet, Laminate, Linoleum, Tile, Tile - Ceramic, Vinyl
  • Heating System
    Baseboard, Forced Air, Radiant
  • Lot Size
    0.16 Acres
  • Roof Type
    Asphalt, Slate

Map and Directions

Directions to 128 Circular Street, Saratoga Springs, NY 12866

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(800) 844-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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