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15 Spring Street, Spencer, TN 38585

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For Sale

$235,000

3 beds • 1 baths • 1,910 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $123.04
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

A true piece of Spencer history! Thought to be the second oldest home in town, this charming property dates back to 1907 and offers timeless character with endless potential. The main home features 3 bedrooms, 2 bonus rooms, a spacious living room, separate dining area, and an eat-in kitchen perfect for both everyday living and entertaining. Step out onto the covered deck and enjoy the peaceful setting. Beside the home, you'll find a 3-car garage with a full 1-bedroom, 1-bathroom apartment above measuring approximately 828 sq ft complete with kitchen appliances and washer/dryer hookups. It's ideal for rental income or guests. Whether you're dreaming of restoring it to an inn, opening a retail space or office, or simply making it your own, this unique property is full of opportunity and waiting for your vision!
MLS# 238162

Courtesy Of Tree City Realty

(931) 474-7355

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Lot Size
    0.49 Acres

Map and Directions

Directions to 15 Spring Street, Spencer, TN 38585

Home seller CENTURY 21 Professional Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Professional Group

(423) 949-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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