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152 Concord Circle, Panama City, FL 32405

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For Sale

$89,900

0.36 acres

Estimated Payment

$      /mo. †

APR for 30 years

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  • Vacant Land
    Property type

  • 0.4 acres
    Lot size

Explore this Property

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Cleared and Ready to Build - Design Your Dream Home in Panama City, Florida! This rare, oversized property in the heart of Panama City offers an exceptional opportunity to design and construct your dream home in a quiet, convenient neighborhood-just minutes from everything. Situated on 0.361 acres (over 15,700 square feet), this uniquely shaped diamond lot provides remarkable width and depth, ideal for creating a true backyard retreat. There's ample space for a pool and pool house, detached garage, custom workshop, or even a pole barn and guest suite. The property has been professionally cleared and leveled, with additional loads of dirt added to ensure a strong foundation for new construction. The former septic system, previously located near the front/center of the lot, has been removed to allow for a more functional layout and expanded home footprint. This improvement unlocks endless design possibilities-build closer to the front and create a private backyard oasis with plenty of room for boats, RVs, and outdoor toys. Located in unincorporated Bay County, the property is serviced by the City of Panama City for water and garbage, Florida Power & Light for electricity, and TECO Gas for optional natural gas. Zoned R-1 (single-family residential) and located within a short-term-rental-friendly area, this property is ideal for full-time residents, vacation homeowners, or investors seeking flexibility and long-term value. Enjoy easy access to schools, parks, restaurants, and shopping, with Panama City Beach only 10 minutes away and the Navy Base approximately 15 minutes. With its central location, build-ready condition, and generous lot size, 152 Concord Circle represents one of the best values in Panama City's established neighborhoods. Bring your builder and start planning your Florida dream home today! Buyer to verify all measurements, zoning details, and any information deemed important.
MLS# 780051

Listed By CENTURY 21 Ryan Realty

Property Features

  • Heating - Fuel Type
    Other
  • Lot Size
    0.36 Acres
  • Style
    Other Style

Map and Directions

Directions to 152 Concord Circle, Panama City, FL 32405

Home seller Meet the Agent,
Danielle Kemp

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Danielle Kemp

of CENTURY 21 Ryan Realty

(850) 896-2487
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.