Skip to main content
Back to Search Results
|

15325 N Cardinal Ln, Effingham, IL 62401

Show All 78 Photos
For Sale

$679,900

4 beds • 2 baths • 2 half baths • 2,189 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $310.60
    Price per square foot

  • Over 50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Presented for sale: 15325 N Cardinal Ln, Effingham, IL 62401. This property is a 4 bedroom, 4 bath home situated just off the the main body of Lake Sara with good water measured at 7'. This home is in excellent condition and features well appointed en suite master bedroom with private screened porch, 4th bedroom with private exterior entrance, and inground heated saltwater swimming pool. Heated In-Groud Saltwater pool installed 2010 with automatic pool cover and self cleaning robot. Major addition and renovations in 2011 include: new roof, siding, windows, and high efficiency HVAC. Kitchen remodel in 2012. Safe Step walk-in tub installed 2017. This home offers great amenity for full or part time living, or short term rental. New septic system in 2023. This property is ready for a new chapter of ownership! The property has been pre-inspected and surveyed. Water depths as of 4/16/25. This home is currently permitted as a short term rental by the Effingham Water Authority and is frequently rented. This property is a leashold interest. All EWA leasehold information can be verified with Effingham Water Authority. Sale is subject to EWA approval of survey and adjustment of lease for new lot lines, and EWA Rider to real estate purchase contract.
MLS# 11451089

Courtesy Of LAKE SARA REALTY

(447) 345-5253

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Dock, Pool, Water Front
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Brick, Stone, Stucco, Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Tile
  • Heating System
    Forced Air
  • Lot Size
    0.67 Acres
  • Roof Type
    Asphalt
  • Rooms
    Den, Dining Room, Family Room, Living Room
  • View Type
    Lake

Map and Directions

Directions to 15325 N Cardinal Ln, Effingham, IL 62401

Home seller CENTURY 21 Realty Concepts

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty Concepts

(217) 342-6080
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Copyright © 2025 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Loading