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1605 S 18Th Street, Centerville, IA 52544

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For Sale

$185,000

3 beds • 1 baths • 1 half baths • 1,280 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $144.53
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Unique Brick 1944 Bank Converted into Residential Home + Commercial Space! Don't miss this rare opportunity to own a piece of history with modern flexibility! This unique property has been thoughtfully converted into a spacious 1,280 SF residential home (with full basement, doubling the SF), with potential for commercial use or both! As you enter the house, you'll immediately notice how quiet it is inside. Look up and you'll see original tin ceiling tiles (said to be hidden throughout the home under the drop ceiling). This home has 2 bedrooms plus a non-conforming 3rd bedroom, 1 full bath, and 2 half baths, and an eat-in kitchen with a stainless steel refrigerator and a gas stove. A converted tuck-under garage now serves as a recreation room and family room with its own private entrance, ideal for a business setup or separate living quarters. Additional features include: NEW Roof in August 2025 on both house and garages Newer covered back deck with built-in seating Newer windows Newer furnace and hot water heater Two oversized detached garages Multiple off-street parking spaces Shared south driveway Dual access from S 18th Street and Cottage Street. Zoned for flexibility and located on a high-traffic street, this property is ideal for a home-based business, boutique shop, office, or investment opportunity. Selling as-is, with any remaining furniture and personal items included. The solid bones are there! Just add your cosmetic upgrades to make this your own!
MLS# 6332452

Courtesy Of Iowa Realty South Lakes

(641) 856-9350

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Ranch
  • Exterior Type
    Brick
  • Heating System
    Forced Air
  • Lot Size
    0.1 Acres

Map and Directions

Directions to 1605 S 18Th Street, Centerville, IA 52544

Home seller CENTURY 21 Signature Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Signature Real Estate

(641) 628-9840
Learn More About Us

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.