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1776 N Royal Oaks Drive, Monticello, IN 47960

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For Sale

$489,900

4 beds • 2 baths • 1 half baths • 2,752 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $178.02
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Welcome to this beautifully updated ranch-style home with a walkout basement, located in the highly desirable Royal Oaks Subdivision on Upper Lake Freeman. With 100 feet of water frontage, this property offers a rare combination of peaceful surroundings and stunning views in a one-of-a-kind setting. Step inside to find a thoughtfully designed layout that s perfect for both everyday living and entertaining. The main level features a spacious living room with a fireplace and access to a lakeside deck, while the lower level offers a cozy family room with a second fireplace with access to a lakeside patio. This home includes 3 to 4 bedrooms and 2.5 bathrooms, including a main-level primary suite with private deck access and water views. The kitchen is equipped with stainless steel built-in appliances, stone countertops, and ample cabinetry. Enjoy the outdoors with an upper deck, lower patio, and fenced backyard, all overlooking the serene lake/river. Additional features include a three-car attached garage, tasteful updates inside and out, and multiple living spaces that make this home truly special. Don t miss the chance to own this waterfront gem in one of the area s most sought-after neighborhoods!
MLS# 202516276

Courtesy Of Real Estate Network

(574) 583-8181

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan, Water Front, Cable Ready
  • Appliances
    Cooktop, Cooktop - Gas, Dryer, Microwave
  • Architecture Style
    Ranch
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Heating System
    Forced Air
  • Lot Size
    0.57 Acres
  • Rooms
    Basement, Family Room, Great Room, Kitchen, Living Room

Map and Directions

Directions to 1776 N Royal Oaks Drive, Monticello, IN 47960

Home seller CENTURY 21 The Lueken Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 The Lueken Group

(765) 838-0818
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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