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1825 White Western Lake Lane, Panama City, FL 32409

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For Sale
Sale Pending

$499,900

3 beds • 2 baths • 1 half baths • 1,906 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $262.28
    Price per square foot

  • 1-5 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

This fantastic home, originally built as the Scholarship Home and showcased in the 2023 Bay County Parade of Homes, offers exceptional quality, thoughtful upgrades, and the peace and quiet of life in the sought-after White Western area. Set on nearly an acre, this former model home is ideal for anyone looking to enjoy a bit more space, privacy, and a slower pace.Living outside the city of Lynn Haven means fewer restrictions, no HOA fees, and the kind of tranquility you cannot find in more densely populated neighborhoods. The home is designed with efficiency and long-term savings in mind, featuring foam insulation throughout (even over the garage) along with a private well and septic system, eliminating monthly water and sewer bills. Homeowners insurance is currently under $200 per month with a quality State Farm policy, and the property is located in flood zone X, so flood insurance is not required.Inside, you'll find soft-close cabinetry, a stunning leathered granite island paired beautifully with sleek quartz countertops throughout the kitchen, upgraded lighting, energy-efficient windows, and heated mirrors in the primary bath. The layout is functional and inviting, with quality finishes and modern comforts throughout.Outside, the property has been thoughtfully enhanced with over $75,000 in improvements. There is a generator plug already in place, so you can easily hook up a generator if the power goes out. The sellers cleared trees, added a fenced area for pets, constructed a spacious 23 x 31.5 screened-in patio with a concrete floor for relaxing and enjoying nature, and built both an 18 x 30 workshop with gutters, as well as a 14-foot tall, 18 x 35 pole barn with 50-amp service plug for a boat or RV. The sprinkler system is tied to the well, keeping the lush Bermuda grass green without added utility costs.This is a rare opportunity to own a well-appointed, energy-efficient home with acreage, freedom, and upgrades already in place. If you've been waiting for the perfect blend of space, comfort, and quiet country living, this is the one. Don't miss your chance to make it yours.
MLS# 767466

Courtesy Of Neubauer Real Estate, Inc. ERA

(850) 230-3665

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Porch, Ceiling Fan
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Craftsman
  • Cooling System
    Ceiling Fan(s)
  • Fireplace
    Fireplace
  • Lot Size
    0.82 Acres
  • Rooms
    Dining Room, Family Room, Great Room, Kitchen

Map and Directions

Directions to 1825 White Western Lake Lane, Panama City, FL 32409

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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