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198 1St Street, Santa Rosa Beach, FL 32459

For Sale

$535,000

3 beds • 2 baths • 1,611 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $332.09
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to 198 1st St. This high quality 3BR/2BA home is beautifully maintained & being sold fully furnished & well equipped...making it ideal as a vacation rental, second home, investment property, or full-time residence. Currently operating as a successful short-term rental, the home features tasteful coastal decor, hardwood floors throughout & a modern kitchen with stainless steel appliances, quartz countertops & beautiful tile backsplash. Enjoy the Florida lifestyle with three spacious porches, perfect for coffee, cocktails, or catching a breeze. Out back, unwind in your own private oasis complete with a tiki bar, lounge area & hot tub. The no-maintenance yard is fully paved and accented with coastal shell landscaping, giving it a clean, beachy vibe with zero hassle. Other highlights include ample parking for guests, boats, or multiple vehicles, no HOA, and an X flood zone location, meaning no flood insurance is required. Located less than a mile from Cessna Landing Park with public boat ramp access & just minutes to Ed Walline Beach Access at Gulf Place, you'll have quick access to both the bay and the Gulf. Whether you're looking for your own personal retreat or a smart, income-producing investment, this home delivers on all fronts: turnkey, stylish, no restrictions & packed with potential. Don't miss your opportunity to make this rare gem yours!
MLS# 980810

Courtesy Of Keller Williams Realty- Emerald Coast

(850) 654-2900

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Porch, Patio
  • Appliances
    Dishwasher, Dryer, Microwave, Washer
  • Architecture Style
    Ranch
  • Floor Covering
    Laminate
  • Lot Size
    0.14 Acres
  • Rooms
    Dining Room

Map and Directions

Directions to 198 1St Street, Santa Rosa Beach, FL 32459

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.