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20 Bay Ridge Road, Key Largo, FL 33037

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For Sale

$7,850,000

4 beds • 5 baths • 3,018 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $2,601.06
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Tucked away on Bay Ridge Road in one of the most sought-after neighborhoods, this elegant home which was renovated in 2024, offers a rare combination of style, privacy, and convenience. Its unbeatable location is only steps away from everything Ocean Reef has to offer! Four spacious bedrooms, each with its own en-suite bath, provide perfect accommodations for family and friends. The oversized master suite feels like a private hideaway. An abundance of natural light makes this home bright and cheerful from dawn to dusk. Soothing wall and furnishing colors combine with expertly curated design elements create an environment that is truly comfortable, warm, and inviting. Guests can be hosted casually in the breakfast nook or more formally in the spacious dining room, which abuts a large galley style kitchen. With seating for 14 at an expansive table positioned beneath a warm Pecky Cypress ceiling and a custom built-in bar and refreshment center, the Dining Room is the focal point of large social gatherings. Outside is a large pool, a sprawling pool patio outfitted with stylish outdoor furniture, and a full pool bath for added convenience. At night, lanterns that surround the pool create a welcoming glow. Landscaping that conveys simplicity with attractive elegance is complimented by soft, subtle low voltage lighting setting the mood from driveway to the very private backyard. Beautiful new driveway pavers provide a polished look leading to a garage that fits one car and two carts. All of this sits on an oversized 19,687-square-foot lot that provides the space for an approximately 1,100 square foot expansion. A plan for a casita with two bedrooms, two baths, and a living room has been prepared by a highly regarded Ocean Reef architect and is available upon request.
MLS# 2912

Courtesy Of Ocean Reef Club Real Estate Company

(305) 367-6600

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Patio
  • Appliances
    Dishwasher, Dryer, Freezer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace

Map and Directions

Directions to 20 Bay Ridge Road, Key Largo, FL 33037

Home seller CENTURY 21 Circle

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CENTURY 21 Circle

(305) 664-4637
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Copyright © 2025 Central Listing Service at Ocean Reef. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.