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207 Cottage Lane, Montezuma, IA 50171

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For Sale

$649,900

3 beds • 2 baths • 998 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $651.20
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Experience lake front living at its finest in this beautiful Ponderosa lakefront home! This ranch home features over 1,800 sq ft of living space with 3 bedrooms, 2 bathrooms and a 2 car detached garage. As you enter the back door, you are greeted with one of the best views of the east lake. Enjoy your 50 ft of private waterfront access in a secluded cove. The master bedroom, full bath, kitchen, dining and laundry room are all on the main level. Entering the walkout basement, you will find an additional main living area with a wood burning fireplace, 2 bedrooms and a 3/4 bath. Walk out on the large screened in patio and you will enjoy the amazing views of the lake. There is a 2 car detached garage along with an under garage for use as a man cave and storage for your lake toys. Enjoy a fire on the block brick firepit area or head out on the floating dock. Press the button to your covered, electric lift for your boat and your off into the the lake to boat, fish, swim or float. Lake Ponderosa is an 400 acre private lake situated just over an hour from Des Moines and Iowa City.
MLS# 719334

Courtesy Of RE/MAX Concepts

(515) 276-2872

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch, Patio
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Tile, Hardwood
  • Heating System
    Forced Air
  • Lot Size
    0.17 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room

Map and Directions

Directions to 207 Cottage Lane, Montezuma, IA 50171

Home seller CENTURY 21 Property Professionals

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Property Professionals

(319) 753-6000
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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