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20816 Front Beach Road, Panama City Beach, FL 32413

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For Sale

$2,650,000

6 beds • 4 baths • 2,808 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $943.73
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Back on the market with significant post-renovation upgrades, this property offers an immediate and substantial income opportunity. These improvements have led to significantly increased annual rental projections, building upon a previously strong projected and proven rental history.. This exceptional 6-bedroom residence, situated on an expansive lot within the highly coveted Santa Monica private beach neighborhood, offers direct, gated, deeded access to sugar-white sands. Imagine mornings where the gentle lapping of waves is your soundtrack and evenings where sunsets paint the sky in vibrant hues. This property isn't merely a home; it's a meticulously crafted experience. Beyond the elegant interiors, a private oasis awaits. Dive into the refreshing pool, engage in leisurely afternoons on the putting green or host memorable gatherings in the outdoor TV area - perfect for game days and starlit evenings by the fire. Convenience intersects tranquility in this prime location, offering both seclusion and proximity to vibrant coastal attractions. Strategically located near Inlet Beach and the iconic 30A, this residence provides effortless access to Rosemary Beach, Alys Beach, and Pier Park. Its prime location, coupled with luxurious amenities, serves as an ideal year-round residence or a private vacation escape for those seeking a slice of paradise. Alternatively, it ensures strong rental income for those seeking a lucrative vacation rental. We are ready to hand over the keys and all the good vibes to someone who'll love this place as much as we do.
MLS# 974328

Courtesy Of 30A Local Real Estate

(850) 213-3048

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Porch, Sprinkler System
  • Appliances
    Dishwasher, Dryer, Freezer, Garbage Disposer, Microwave, Oven - Double, Oven - Gas, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block
  • Fireplace
    Fireplace
  • Lot Size
    0.34 Acres
  • Rooms
    Bonus Room, Family Room, Kitchen, Master Bathroom

Map and Directions

Directions to 20816 Front Beach Road, Panama City Beach, FL 32413

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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