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232 San Vincente Street A/B, Panama City Beach, FL 32413

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For Sale

$1,595,000

8 beds • 8 baths • 2 half baths • 4,735 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $336.85
    Price per square foot

  • New Construction
    Age

Explore this Property

Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential!Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants--no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers.Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower--perfect for entertaining or unwinding in style.Built for efficiency and durability, the home includes: Hurricane-impact windows and doors Spray foam roof-deck insulation Tankless gas water heater Dual A/C units per side Taexx in-wall pest control system 1-year builder's warranty + transferable 1-year termite bondWith high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together--offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living.This is more than a home--it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity!**All measurements are approximate and should be varied if important.**
MLS# 772926

Courtesy Of Keller Williams Success Realty

(850) 249-0313

Property Features

  • Age
    New Construction
  • Amenities
    Ceiling Fan, Cable Ready
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Lot Size
    0.15 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 232 San Vincente Street A/B, Panama City Beach, FL 32413

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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