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248 Cardinal Lane, White Stone, VA 22578

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For Sale
Sale Pending

$895,000

4 beds • 3 baths • 3,004 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $297.94
    Price per square foot

  • Over 50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Built in 1870, this waterfront Queen Anne Victorian Farmhouse has been updated to blend the elegance of yesteryear with the conveniences of today. Nestled on Tabbs Creek, just off the Chesapeake Bay, this waterfront treasure offers the perfect balance of history, character, and modern comfort. The home features 4 bedrooms and 3 full baths, along with a layout that flows gracefully for everyday living and entertaining. Inside, you'll find hardwood floors, intricate millwork, and a beautifully renovated kitchen, as well as fresh interior paint and numerous recent upgrades. Enjoy the outdoors with a private pier in excellent condition, offering 5 6' MLW and a boat lift, ideal for boating, fishing, or crabbing. When not on the water, relax by the in-ground waterfront pool, framed by over 2 acres of mature grounds. Key updates include a new kitchen, new pool liner, new pavers, multiple new HVAC units, and more (see feature sheet for full list). The slate roof was updated in 2014, with architectural additions marking the home's evolution: a two-story front wing added in 1912 and a rear addition completed in 1990. Located just minutes from White Stone, Irvington, and Kilmarnock, this property offers easy access to boutique shopping, dining, and community amenities, all while preserving its rich history and timeless waterfront setting. This is more than a house it's a piece of Northern Neck history waiting for its next chapter.
MLS# 119347

Courtesy Of IsaBell K. Horsley Real Estate

(804) 758-2430

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Dock, Patio, Pool
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Victorian
  • Exterior Type
    Wood Siding
  • Floor Covering
    Carpet, Carpet - Full, Hardwood, Tile, Vinyl
  • Roof Type
    Slate
  • Rooms
    Dining Room, Kitchen, Living Room
  • View Type
    River, Water

Map and Directions

Directions to 248 Cardinal Lane, White Stone, VA 22578

Home seller CENTURY 21 Nachman Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Nachman Realty

(804) 331-0422
Learn More About Us

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Copyright © 2025 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.