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280 Oak Street, Rocky Mount, VA 24151

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For Sale

$269,000

3 beds • 1 baths • 1,161 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $231.70
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

UPDATE: seller has purchased a RATE BUYDOWN for the buyer of this beautifully renovated brick ranch nestled in the town of Rocky Mount where life just feels a little simpler. Buydown details below. This home features a bright and inviting interior, a detached carport, & a fenced backyard perfect for pets, play, or gardening. Located just a 10-minute stroll to the Harvester Performance Center, the public library, the farmers market, & the town's quaint downtown shops & restaurants, you'll love the convenience of small-town living with a touch of nostalgia. Whether you're relaxing on your back deck, exploring the local charm, or hosting friends in your backyard, this home offers the perfect balance of comfort, community, & character. Come see today to feel what simple living feels like. Rate Buydown info: For Conventional Home Price $269,000, down payment of 20%, loan amount $215,200, term 30-year, fixed rate 5.99% (APR 6.176%),monthly payment of $1,1288.85. Rate is based upon median fico score of 760. For FHA Home Price $264,127, down payment of 3.5%, loan amount $270,019, term 30-year, fixed rate 5.624% (APR 6.493%), monthly payment of $1,520.30. Rate is based upon median fico score of 680. For USDA Home Price $269,000, down payment of 0%,loan amount $271,717, term 30-year, fixed rate 5.25 (APR 5.752%),monthly payment of $1,500.43. Rate is based upon median fico score of 720. Payments stated above do not include mortgage insurance, taxes & homeowners' insurance.
MLS# 145376

Courtesy Of KW Martinsville

(276) 788-7653

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Double Pane Windows, Deck, Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Range - Electric, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Vinyl, Wood
  • Lot Size
    0.26 Acres
  • Rooms
    Basement

Map and Directions

Directions to 280 Oak Street, Rocky Mount, VA 24151

Home seller CENTURY 21 Realty @ Home

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty @ Home

(434) 395-1225
Learn More About Us

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Copyright © 2025 Martinsville, Henry, Patrick Counties Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.